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Novated Lease Provider Comparison with Oly
| Feature | Oly | Fincar |
|---|---|---|
| Provider type | Novated lease provider | Independent specialist |
| Ownership | Backed by a larger salary packaging group | Australian owned |
| Established | Launched 2024 | Est. 2004 |
| Service model | Digital-first | Dedicated specialist |
| Provider flexibility | Program-based | Flexible & tailored |
| Obligation to use | Employer-introduced | No obligation |
| Customer review score |
Who is Oly?
Oly is a newer Australian novated leasing provider launched in 2024. It positions itself as a modern, digital-first option and operates with backing from the large corporate salary packaging group McMillan Shakespeare, offering novated leasing as part of broader employee benefits programs. As a newer entrant, Oly delivers novated leasing through a streamlined, program-based model backed by a larger employee benefits organisation.
Why employees compare Oly with Fincar
Employees comparing Oly with Fincar are often seeking greater choice and independence. As an independent specialist, Fincar is not tied to employer salary packaging frameworks or broader group programs, allowing clearer comparisons and more tailored advice focused on employee outcomes.
Oly Customer Reviews
Oly has a review of 4.4 on Trustpilot while Fincar's average score is 4.6
Employees comparing Oly with Fincar often point to differences in access, responsiveness and accountability.
Large fleet and salary packaging providers are designed to service high volumes, which can mean centralised support teams, queue-based call handling and speaking with multiple people as a lease progresses.
Fincar’s specialist-led model is intentionally smaller and more direct. Clients typically deal with one dedicated contact, making it easier to ask questions, make changes and feel supported from start to finish.
At the same time, many employees want confidence that their provider is experienced and well established. Fincar has been operating since 2004 and arranging novated leases since 2008, working with leading Australian lenders and vehicle suppliers. This allows Fincar to combine the reassurance of an established provider with the benefit of personal, specialist service — without the complexity or distance that can come with very large organisations.