Get a Free Quote
Novated Lease Provider Comparison with Maxxia
| Feature | Maxxia | Fincar |
|---|---|---|
| Provider model | Employer-aligned / fleet-based | Independent specialist |
| Ownership | (see below) | Australian owned & operated |
| Established | 2000 | 2004 |
| Provider flexibility | Often standardised | Flexible & tailored |
| Fees | Typically bundled | Minimal and transparent |
| Obligation to use | Often implied | No obligation |
| Customer review score (Trustpilot) |
Who they are
Maxxia is one of Australia’s most established salary packaging and novated lease providers. It is a wholly owned subsidiary of McMillan Shakespeare Limited (ASX: MMS), a publicly listed Australian company that operates multiple employee benefits and novated leasing brands.
Why employees compare Maxxia with Fincar
Employees comparing Maxxia with Fincar are often seeking greater choice and independence. As an independent specialist, Fincar is not tied to employer salary packaging frameworks or broader group programs, allowing clearer comparisons and more tailored advice focused on employee outcomes.
Maxxia Customer Reviews
Maxxia has a review of 2.0 on Trustpilot while Fincar's average score is 4.6
Employees comparing Maxxia with Fincar often point to differences in access, responsiveness and accountability.
Large fleet and salary packaging providers are designed to service high volumes, which can mean centralised support teams, queue-based call handling and speaking with multiple people as a lease progresses.
Fincar’s specialist-led model is intentionally smaller and more direct. Clients typically deal with one dedicated contact, making it easier to ask questions, make changes and feel supported from start to finish.
At the same time, many employees want confidence that their provider is experienced and well established. Fincar has been operating since 2004 and arranging novated leases since 2008, working with leading Australian lenders and vehicle suppliers. This allows Fincar to combine the reassurance of an established provider with the benefit of personal, specialist service — without the complexity or distance that can come with very large organisations.